--- title: "KSK Partner Navod Prasannan Highlights Structural Challenges in Personal Guarantor Recoveries" date: 2026-09-01 author: "King Stubb & Kasiva" url: https://ksandk.com/news/navod-prasannan-personal-guarantor-recoveries-ibbi-data/ --- # KSK Partner Navod Prasannan Highlights Structural Challenges in Personal Guarantor Recoveries Posted On - 1 September, 2026 • By - King Stubb & Kasiva ![Navod Prasannan of King Stubb & Kasiva on structural challenges in personal guarantor recoveries under the IBC](https://ksandk.com/wp-content/uploads/navod-prasannan-personal-guarantor-recoveries-business-standard.png) Commenting on the latest IBBI data on recoveries from personal guarantors, Navod Prasannan highlighted a structural concern within the IBC framework. ![Navod Prasannan of King Stubb & Kasiva on structural challenges in personal guarantor recoveries under the IBC](https://ksandk.com/wp-content/uploads/navod-prasannan-personal-guarantor-recoveries-business-standard.png) Speaking to Business Standard, Navod noted that the near-1% recovery rate against personal guarantors as of June 2026 lays bare a structural flaw in the IBC’s guarantor framework, rather than merely an implementation gap. He further observed that this is largely because repayment plans under the framework are essentially debtor-proposed settlements rather than court-enforced obligations, leaving creditors with limited leverage to compel meaningful payouts. Navod’s comments were featured in Business Standard’s article, “Recovery for lenders from personal guarantors picks up: IBBI data.” Read the full article in [Business Standard](https://www.business-standard.com/industry/banking/recovery-for-lenders-from-personal-guarantors-picks-up-ibbi-data-126082801241_1.html). *Last Updated on 1 September, 2026* Get King Stubb & Kasiva’s legal updates in your Google feed[![Add King Stubb & Kasiva as a preferred source on Google](https://ksandk.com/wp-content/uploads/google_preferred_source_badge_light_en@2x.png)](https://www.google.com/preferences/source?q=https://ksandk.com/) --- ## Office Locations - [New Delhi](https://ksandk.com/locations/top-corporate-law-firm-in-delhi/) (HQ): +91-11-41318190 | info@ksandk.com - [Mumbai](https://ksandk.com/locations/top-corporate-law-firm-in-mumbai/): 3 offices (Nariman Point, Lower Parel, Andheri) | mumbai@ksandk.com - [Bangalore](https://ksandk.com/locations/top-corporate-law-firm-in-bangalore/): bangalore@ksandk.com - [Chennai](https://ksandk.com/locations/chennai/): chennai@ksandk.com - [Hyderabad](https://ksandk.com/locations/hyderabad/): hyderabad@ksandk.com - [Pune](https://ksandk.com/locations/pune/): pune@ksandk.com - [Kochi](https://ksandk.com/locations/kochi/): kochi@ksandk.com ## Contact - [Contact Page](https://ksandk.com/contact-us/) - General: info@ksandk.com | +91-11-41318190 - WhatsApp: +91-7428567444 - [Privacy Statement](https://ksandk.com/privacy-statement/) - [Terms of Use](https://ksandk.com/terms-of-use/)