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Joining the Account Aggregator Ecosystem as Financial Information User 

By - King Stubb & Kasiva on November 6, 2023

The Reserve Bank of India has directed[1] that all Regulated Entities that have entered the Account Aggregator (“AA”) Ecosystem as Financial Information Users (“FIUs”) also join as Financial Information Providers (“FIPs”), provided they hold specified financial information and meet the criteria of a FIP. This might increase the FIP pool and appears to need reciprocity in data sharing across the ecosystem. It remains to be seen how the AA Master Directions are updated as a result of this, whether any additional categories of financial information are included, and whether explicit references/directions on interoperability across ecosystem members are included. 


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