Atul N Highlights Need for Technology-Led Cost Efficiency in India’s Insurance Sector
Atul N recently shared key insights on the state of India’s insurance sector in an article published by Moneycontrol.com, drawing attention to structural inefficiencies highlighted in the Economic Survey 2026.
Commenting on the Survey’s observations, Atul noted that a significant portion of insurance premiums continues to be absorbed by high distribution and acquisition costs, limiting the funds available for meaningful risk coverage, product innovation, and improved claims servicing. He emphasised that the under-utilisation of technology across insurance distribution channels has contributed to this imbalance, affecting value delivery to policyholders.
Atul highlighted the need for deeper adoption of digital tools and technology-driven processes to streamline costs, enhance operational efficiency, and address the long-standing challenge of the “missing middle” in insurance penetration. He observed that greater use of technology could help insurers restore value for money while expanding access to affordable insurance products.
By entering the email address you agree to our Privacy Policy.