EPFO Enhances death relief fund ex-gratia to ₹15 Lakh

The Employees’ Provident Fund Organisation (“EPFO”), through a circular dated 19 August 2025, has approved a significant increase in the ex-gratia payable under the Death Relief Fund for employees of the Central Board. The benefit has been enhanced from ₹8.80 lakh to ₹15 lakh, payable to the nominee or legal heirs of an employee who dies while in service.

The benefit will continue to be disbursed from the Staff Welfare Fund, providing a formalised and structured avenue of relief to families of deceased employees. By substantially raising the lump-sum assistance and building in future revisions, the EPFO has sought to provide not just immediate financial stability but also long-term assurance for dependants.

For administration and HR teams within EPFO, the change requires updating claim procedures, standard forms, and internal guidance to reflect the revised amount and ensure timely communication to families. Maintaining accurate nomination records will be critical for avoiding disputes and delays in disbursal.