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Release Of Medium Term Strategy Framework : 2023 – 2025

By - Kunal Mansharamani on February 1, 2023

The RBI vide its press release dated December 30’ 2022, announced a medium-term strategy framework – Utkarsh 2.0 policy for the period of 2023 – 2025[1]. RBI had earlier announced the first strategy framework back in July 2019 for the period of 2019-2022, guiding the progress of the Bank for realisation of identified milestones. 

However, the report for the period 2023-2025 involves various objectives which will help the companies to adapt to the changing socio-economic environment of India. 

The objectives of the Policy are as follows: 

  1. Efficient processing of the functions. 
  • Increase trust of citizens and institutions in the RBI. 
  • Enhanced relevance and significance in national and global roles. 
  • Transparent, accountable and ethics-driven internal governance. 
  • Best-in-class and environment-friendly digital and physical infrastructure.  

One of the major key takeaways from the policy is the development of the fintech ecosystem in the Indian jurisdiction, except for the introduction of the digital currency of RBI. The report further focuses on increasing transparency and infrastructure with the use of technology in data analytics, research-based decision making process as well as usage of information. 


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