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Banking Law Firm In India

The banking system in India is well-regulated and capitalized. The current financial and economic conditions are significantly superior to those of any other country on the globe. Credit, market, and liquidity risk assessments and polls all indicate that Indian banks have weathered the global crisis well and can rebound rapidly from severe situations. India is regarded to have one of the world's fastest-expanding economies. In this sector, there have been a lot of developments with the advent of digital transformation. To keep a check on this ever-evolving sector, India has a comprehensive set of regulations mainly enforced by regulators like RBI and SEBI. They regulate almost all the aspects of banking and finance transactions, ranging from equity to accounts and credits.

King Stubb and Kasiva is a banking law firm in India, and has a dedicated team of experts who regularly assist various companies and individuals with their banking, corporate, and financing requirements under the following broad areas:

  1. Transaction structuring
  2. Creation of securities
  3. Insolvency and bankruptcy proceedings
  4. Promoter funding/loan against shares
  5. Syndicate lending
  6. International banking
  7. Debt restructuring

Through services like as a banking law firm in india:

  1. Conducting due diligence.
  2. Drafting, negotiating, reviewing, and finalizing transaction documents.
  3. Drafting, negotiating, reviewing, and finalizing security documents.
  4. Advising on regulatory aspects of foreign currency loans.
  5. Advising on regulatory and implementation aspects of Securitization and Factoring.
  6. Advising on private placement and public issues of debentures, bonds, etc.
  7. Advising foreign lenders on regulatory aspects of creation and perfection of security.

Approach at KSK

The area of banking and finance in India has been evolving at a rapid speed. This has been expedited further by advancements in technology and the global economic scenario. This has brought up the need for innovative thinking from lawyers. At KSK, the legal experts bring extensive experience that helps in unraveling the complexities of different transactions. We believe in blending conventional law practice with knowledge about technological advancements, to help the clients with their unique business issues. Our team has advised several public & private sector banks, domestic/offshore & multilateral financial institutions, NBFCs, equity funds, business advisors, etc. in structuring their transactions and providing cost-effective solutions.


Amidst a pool of regulations that govern the banking sector in India, the following are some of the most prominent ones: a) Banking Regulation Act, 1949, b) Reserve Bank of India Act, 1934, c) Foreign Exchange Management Act, 1999, d) Insolvency and Bankruptcy Code, 2016, e) Payment and Settlement Systems Act, 2007.

Prior to a business sale, private equity investment, bank loan funding, etc., due diligence is often undertaken. During this process, the company's financial, legal, and compliance elements are typically assessed and documented. Following are the essential steps in the process: a) Reviewing terms of engagement, b) Operational review, c) Financial due diligence, d) Reviewing taxation aspects, e) Reviewing the incorporation documents.

There can be numerous types of transactions, and the documents required for them vary accordingly. However, some essential documents are required in most of the due diligence involving companies. They are: a) Article of association, b) Memorandum of association, c) Certificate of incorporation, d) Shareholding pattern, e) Tax and financial statements, f) IP documents, g) employee records, h) Property documents, and i) Statutory registers.





The Firm has a team of lawyers who hold expertise in Banking & Finance and is in position to provide you with unrivalled expertise on your Banking & Finance assistance needs.
Due Diligence
Our team will review and respond within 24 hrs on an estimate and timeline for diligence.
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King Stubb & Kasiva

Offices In - New Delhi | Bangalore | Mumbai | Chennai  
Hyderabad | Kochi | Kolkata | Pune | Mangalore

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